https://www.payecalculator.co.ke
If you’ve ever stared at your payslip and thought, “Why is my take-home salary so much lower than my gross?”, you’re not alone. In Kenya, PAYE (Pay As You Earn) tax and other statutory deductions can feel confusing — especially if you don’t know how they’re calculated.
The good news? You don’t need to be a tax expert to make sense of it. With a Kenyan PAYE Calculator, you can figure out your deductions in just a few clicks.
Here’s everything you need to know.
What Is PAYE?
PAYE is a method of collecting income tax from employees. Your employer deducts this tax from your monthly salary and sends it to the Kenya Revenue Authority (KRA) on your behalf.
If you earn over KES 24,000 per month, you’re required to pay PAYE.
It’s a progressive tax, meaning the more you earn, the more you pay — but only on the portion that falls within each tax band.
PAYE Tax Bands in Kenya (2025)
| Monthly Income Bracket | Tax Rate |
|---|---|
| 0 – KES 24,000 | 10% |
| KES 24,001 – 32,333 | 25% |
| KES 32,334 and above | 30% |
You also get a personal relief of KES 2,400 per month, which reduces your tax.
Other Monthly Deductions to Know About
Apart from PAYE, your payslip may include:
- NHIF (National Health Insurance): Between KES 150 and 1,700
- NSSF (Pension Fund): Around KES 1,080 (Tier I & II)
- Housing Levy: 1.5% of your gross salary (matched by your employer)
All these are deducted before your salary is paid out.
What Is a PAYE Calculator?
The Kenyan PAYE Calculator is a free online tool that calculates how much tax and statutory deductions will be taken from your salary.
You input your gross salary, and it gives you a full breakdown, including:
- PAYE tax
- NHIF and NSSF
- Housing levy
- Final net salary (take-home pay)
It’s accurate, fast, and super easy to use.
How to Use It
- Go to a Kenyan PAYE calculator website
- Enter your gross monthly income
- Fill in any optional details (e.g. pension contributions)
- Click “Calculate”
- View your full deduction breakdown instantly
Example: Salary of KES 50,000
Let’s break it down:
- PAYE (before relief): ~KES 9,783
- Personal Relief: KES 2,400
- Final PAYE: ~KES 7,383
- NHIF: ~KES 1,200
- NSSF: ~KES 1,080
- Housing Levy (1.5%): KES 750
Net Salary: Around KES 39,587
(Figures rounded for simplicity; actual deductions may vary slightly)
Why Use a PAYE Calculator?
✅ Check your payslip for accuracy
✅ Plan your monthly budget
✅ Understand your take-home pay before accepting a job offer
✅ Avoid tax surprises
Where to Find a Good PAYE Calculator
Here are some reliable options you can try:
All of them are mobile-friendly and free to use.
Final Thoughts
Your salary is more than just a number — it’s the foundation of your financial planning. Using a PAYE calculator helps you understand what you’re earning, what you’re paying in taxes, and what you’ll actually take home each month.
Know your numbers. Own your paycheck.